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FINRA orders Merrill Lynch to pay $1.48M in restitution to 1361 customers

Merrill Lynch, Pierce, Fenner & Smith Incorporated has reached a settlement with the Financial Industry Regulatory Authority (FINRA) for alleged rule violations.

From January 2018 through June 2022, in connection with brokerage transactions involving certain products eligible for advisory fee waivers, Merrill Lynch failed to establish and maintain a supervisory system and written procedures reasonably designed to ensure that its registered representatives had a reasonable basis to believe their recommendations were suitable or in each customer’s best interest.

As a result of the firm’s supervisory failures, customers holding over 2,000 accounts paid almost $1.5 million in avoidable fees.

By virtue of the foregoing, Merrill Lynch violated FINRA Rules 3110 and 2010.

In addition, for the period…
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